When it comes to protecting your home’s major systems and appliances, a home warranty can offer peace of mind and save you money on costly repairs. One of the popular options on the market today is Choice Home Warranty (CHW). Known for its straightforward plans and competitive pricing, CHW is a solid choice for many homeowners. Let’s dive into what their plans offer and how they can benefit you.

Understanding Choice Home Warranty Plans
Choice Home Warranty offers two primary plans to suit different coverage needs:

Basic Plan: This plan covers essential home systems and appliances. It includes heating, plumbing, electrical systems, water heaters, and kitchen appliances like ovens, dishwashers, and built-in microwaves.

Total Plan: This more comprehensive option includes everything in the Basic Plan plus additional coverage for air conditioning, refrigerators, washers, and dryers.

Both plans offer the option to add extras such as pool and spa equipment, well pumps, and sump pumps for an additional fee.

What Does Coverage Mean?
If an item covered under your plan breaks down due to normal wear and tear, Choice Home Warranty will arrange for a qualified technician to diagnose and repair the issue. If the item can’t be repaired, they may cover the replacement cost, subject to limits and terms outlined in your contract.

Cost of Choice Home Warranty Plans
Pricing varies by location and home size, but typically the Basic Plan costs between $350-$450 per year, while the Total Plan ranges from $500-$700 annually. Additionally, there is a service call fee (usually around $85) for each technician visit.

Benefits of Choosing CHW
Simple pricing: Clear plans without confusing tiers.

24/7 claims: File claims online or by phone any time.

Nationwide contractor network: Qualified technicians are dispatched near you.

Protection against surprise costs: Avoid expensive out-of-pocket repairs.

Is It Right for You?
If you have an aging home or want to avoid the hassle of finding reliable contractors, Choice Home Warranty’s plans can offer valuable protection. Before purchasing, review the contract details to understand what’s covered and any exclusions.

If you’re considering a home warranty provider, Choice Home Warranty (CHW) is probably on your shortlist. With more than a decade in business and millions of service calls handled, it has become one of the most well-known companies in the home warranty industry.

Pros of Choice Home Warranty

Comprehensive coverage: CHW’s Total Plan includes major home systems and appliances like HVAC, plumbing, electrical, washers, dryers, and refrigerators.

Simple claims process: Claims can be filed online or by phone 24/7.

Competitive pricing: Annual plans are affordable and easy to understand, with no complex tiering structures.

Wide availability: CHW operates in most states, making it accessible to a broad customer base.

Cons to Consider

Service fee required: Like most providers, CHW charges a service fee per repair visit, typically around $85.

Exclusions and limitations: Not all scenarios are covered—such as pre-existing issues or items not properly maintained.

Contractor selection: You usually can’t choose your own technician, as CHW assigns a local contractor.

What’s Covered?

The Basic Plan includes:

Heating system

Plumbing and electrical

Oven/stove, dishwasher, built-in microwave

The Total Plan adds:

Air conditioning

Refrigerator

Clothes washer/dryer

Optional add-ons include pool/spa coverage, well pumps, and roof leaks.

Customer Experience

Customer reviews for CHW are mixed. Many appreciate the ease of claims and the cost savings, while others report issues with denied claims or delays. It’s crucial to understand that warranties are not insurance—they cover specific failures under clear terms.

Should You Choose CHW?

If you want a budget-friendly home warranty and value convenience, CHW is a strong option. Just ensure you understand the contract, ask questions before you commit, and keep documentation for all repairs.